Buying a home in Lagos should be exciting. But for many families, it turns into a nightmare. Fake land titles, hidden charges, and unfinished buildings are common problems. The real estate industry in Nigeria has faced many scandals. So, one big question remains: “How do I protect myself?”

The good news is that not all developers are the same. Some cut corners, while others deliver real value. Knowing how to spot the difference can save you stress and money. This checklist will guide you in finding developers you can trust.

1. Verify Land Titles First

Land titles are the foundation of any property deal. Never accept just photocopies or verbal promises. A good developer will give you proper documents that you can confirm at the Lagos State Land Registry. If the papers look unclear or excuses keep coming, walk away.

2. Check Their Track Record

Talk is cheap, but delivery proves trust. Visit the estates the developer has completed. Inspect projects that are still in progress. Ask residents about their experience. If a developer has delivered before, they are more likely to deliver again.

3. Watch Out for Hidden Charges

Many homebuyers are caught by surprise costs after making a payment. These include “documentation fees” or new service charges. Trusted developers share all costs upfront, property price, documents, and service charges. No secrets, no shocks.

4. Demand a Transparent Process

Every step in the buying process should be clear. From inspection to allocation, you should get receipts, signed agreements, and a timeline. If a developer avoids giving these, take it as a red flag. Transparency protects you.

5. Look Beyond the Building

A house without the right support is not a home. Check for good roads, drainage, treated water, reliable power, and security. Strong developers also add lifestyle features like gyms, swimming pools, playgrounds, and supermarkets. These create communities, not just houses.

6. Reputation and Accountability Count

Reputation tells the truth. Do not stop at adverts or glossy brochures. Read online reviews. Ask past buyers. Watch how the company responds when issues come up. Developers with clear leadership and good customer care are more reliable and less likely to disappear.

Buying a home in Nigeria is one of the biggest steps you will take.

Protect yourself by asking the right questions and confirming every detail. While this guide gives you a roadmap, it does not replace professional checks. Always confirm documents and seek expert advice before you sign.

When you choose the right developer, you are not just buying property. You are buying peace of mind and a secure future for your family.

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